Rates & Insurance
Therapy is an investment in your life. Research supports the close connection between our mental and physical health-- yet mental health is frequently not seen as a priority. The impact of stress on our brains and bodies is significant. Developing a positive, collaborative relationship with a therapist can help you find ways to manage your stress and reduce the negative impact on your overall health.
SELF-PAY RATES (Not utilizing Insurance or Out of Network)
Initial Evaluation/Intake: $185
55 Minute Session: $150
Sliding Scale available for uninsured clients based on income (verification required)
Reclaiming Futures Counseling is in network with the following plans (Please note: Not all RFC therapists accept all insurances):
Blue Cross Blue Shield (BCBS)
Blue Care Network (BCN)
Health Alliance Plan (HAP)
Optum/United Healthcare (UHC)
McLaren Advantage (Commercial)
*If your plan is not listed, RFC offers super bills, which you may be able to use for a percentage of reimbursement if your plan allows out of network mental health coverage.
Reclaiming Futures Counseling collects all payment due at the time of service. You may pay by check, credit/debit card, or HSA card. A credit/debit card is required to be kept on file through the HIPAA compliant, secure online portal.
Reclaiming Futures Counseling maintains a cancellation policy of 24 business hours. Appointments cancelled or missed with less than 24 business hours’ notice are subject to a fee of $100 and will be charged to the card on file within the scheduled session hour.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.